Thankfully, thanks to modern medicine, we are living longer. But that also means that our bodies are requiring more care than we are used to providing. The fact is that most of us who grow older will need help doing the things we were used to being able to do ourselves. That’s not a failing, it’s just a fact. But in most cases, that doesn’t mean that we have to leave our homes and move into a full-time facility; simple home healthcare could take care of many of our seniors’ medical needs.
What we need to do is fund this system. It is far less expensive than a full-time facility (whose costs the State largely covers already) and means that seniors don’t have to worry about selling their homes and moving. When someone is at a point when they must go into a full-time facility, it is often their family that must make that difficult decision, and then bear the brunt of those costs. Full-time facilities are often thousands of dollars per month, and many families simply can’t afford it. When that happens, the family can either bankrupt itself, or opt to take their family members into their own home, and essentially become a full-time caregiver. That means the family caregiver will often be forced to leave their job, lose their income, and lose their insurance, on top of needing to provide the supplies and care for their family member.
We should not force families to face this kind of impossible dilemma. This long-term care must be subsidized by the State so that our seniors who need full-time care in a facility can rest assured that their health needs are not harming their loved ones.